Insurance Blog

Tips, insights, and guides from High Plains Insurance Agency

October 22, 2026

ACA Open Enrollment: Health Insurance Guide for Panhandle Families

ACA open enrollment runs from November 1 to January 15. If you're a Panhandle family shopping for health insurance on the Marketplace, here's everything you need to know about metal tiers, subsidies, deadlines, and how High Plains Insurance Agency can help you find the right plan.

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October 8, 2026

The 30-Day Rule: Why You Can't Buy Flood Insurance 'Last Minute'

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September 17, 2026

Emergency Tech: Top Weather Apps for Potter & Randall County Residents

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September 12, 2026

Why You Need a Home Inventory Before Storm Season Peaks

When a hailstorm tears through your Amarillo neighborhood, the last thing you want to do is try to remember everything you own. A home inventory saves time, money, and stress—here's how to build one before the next storm hits the Panhandle.

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A farmhouse with a wrap-around porch framed by autumn foliage — the season Panhandle homeowners walk the maintenance checklist before the first freeze

September 4, 2026

Fall Home Maintenance Checklist for Amarillo Homeowners

Before the first freeze hits the Texas Panhandle, use this fall home maintenance checklist to protect your Amarillo home — and your insurance coverage. From gutter cleaning to roof inspections, we cover the tasks that matter most.

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A typical suburban home at dusk — the kind of house whose rebuild cost can quietly outgrow an older policy

August 20, 2026

Mid-Year Review: Why Your Home's Value Might Have Outgrown Your Policy

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Vintage camper van on a desert highway under a clear blue sky

August 6, 2026

Summer Travel: Does Your Auto policy Cover Rentals in Other States?

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Tornado and lightning over a rural High Plains landscape

July 23, 2026

Wind vs. Hail: Understanding Your Deductibles in the Panhandle

In the Texas Panhandle, wind and hail aren't "if" — they're "when." Here's how percentage deductibles work, and what to check before the next storm.

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Summer storm clouds rolling over golden High Plains farmland — hail season is never far off in the Panhandle

May 7, 2026

Is Your Coverage Ready for a Panhandle Summer?

Summer in the Texas Panhandle means hail storms, road trips, pool parties, and triple-digit heat. Before the season hits full stride, run through this insurance checklist to make sure you're covered.

home-insuranceauto-insurancesummer

May 6, 2021

When Life Gives you Lemons, Well, you Save!!

We are Excited and Welcome Lemonade Insurance to the High Plains Insurance Agency Family!! Lemonade offers Home and Renters Insurance at competitive rates with an amazing mobile app.

InsuranceHome insuranceRenters InsuranceLemonade

Car with collision damage after hitting another vehicle

June 14, 2018

Auto insurance 101 - Collision Coverage

Collision Coverage is considered the second part of 'Full Coverage' when it comes to Auto insurance. Learn how this coverage works and what it protects.

Auto insuranceCollision Coverage

Vehicle damaged by hail or comprehensive event

May 9, 2018

Auto insurance 101 - Comprehensive Coverage

Comprehensive coverage covers things that are 'out of your control' — damages from natural disasters, falling objects, theft, and vandalism. Learn how it works.

Auto insuranceComprehensive Coverage

Personal injury protection concept with medical and auto imagery

April 23, 2018

Auto insurance 101 - Personal Injury Protection (PIP)

Personal Injury Protection (PIP) pays for medical expenses you've incurred from an automobile related accident whether you're 'At Fault' or not. It can also cover lost wages.

Auto insurancePersonal Injury ProtectionPIP

Hit and run accident scene with uninsured motorist

April 13, 2018

Auto insurance 101 - Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured Motorist Coverage protects you when the at-fault driver doesn't have enough insurance — or any insurance at all. Learn why you should carry it.

Auto insuranceUninsured MotoristUnderinsured Motorist

Liability vs full coverage Auto insurance comparison

April 3, 2018

Auto insurance 101 - Liability or Full Coverage?

Liability or Full Coverage? These are the two most common phrases when talking about Auto insurance. Learn the breakdown of each coverage type and how they work.

Auto insuranceLiability InsuranceFull Coverage

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